LISTEN To ANN's Lindsay McCoy with more tips for stopping stress

He used the example of receiving phone calls regarding credit card debt. His best tip: make the move to contact the company for help.

"It's very hard to do it, especially now," he said, "we're at a very unusual time and we're not used to so many people being stressed."

More of McGowan's Tips:

Communicate: The goal is to stay away from people who complain and find the crowd or person who seems more realistic and optimistic.

"It may be hard to find these days, but be around folks who are what you want to be like," McGowan said.

Exercise: "Do anything, rather than nothing," McGowan advised, "you'll get your energy up, you'll get your endorphins going and that will certainly help you psychologically."

Avoid Alcohol: While alcohol sales are up in the current recession, McGowan stressed that it's not really a laughing matter. It won't help with sleep, he said it causes exhaustion.

"It's easy to go have a beer or a glass of wine, but you have to be careful," he warned, "you don't want to over-do that, that does not help you in the long-run," he said.

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